Can Payday Loans Sue You?

We get asked can payday loans sue you and the answer is a bit complicated but in a quick answer, we have to say yes they can.

The proper question would be can payday loan companies sue you but people must shorten up the question to save time because it is always worded the same way when they ask!

Getting back to the question at hand there are times when they can sue you and there are times when they will not bother.

We will explain the details and what your options are should you find yourself in this situation.

[Do you need immediate help with your payday loan debt? Check out our payday loan repayment plan!]

can you be sued?

This really depends on your state’s laws but in general, most companies will threaten you with legal action but will never act on it. They use this as a tool to scare you into paying the money you do not have to give them.

Think about it, if you had the money you would not be in this mess in the first place and rest assured, many people are in the same place you are.

We understand because we have been in the same situation, so we know how desperate the feeling is!

That being said, there are situations where they can press charges against you if you have post-dated a check and that check bounced, but that would be a bounced check charge and that really has nothing to do with collecting the loan.

It is a way for the loan company to get a judgment against you for the amount of the check, and that is never a good thing.

Plus you will have to deal with the bounced check charge and that is a criminal charge of theft, and that too is not a good thing.

What they do most of the time is use the threat of suing you to scare you into paying them money any way they can get it out of you.

They will ask you to pawn your belongings, they have even gone as far as having people take out loans against their houses to cover their debt, and this is just not acceptable and you do not need to put up with it.

We have seen them use extreme measures to collect their money.

People also ask us if online payday loans can sue you and the answers are the same, the only difference is many of the online companies are much worse in their collections, as many of them are based outside of the United Staes and do not follow any of the collection laws set forth.

They ignore them because they know they are exempt from prosecution and they do not fear American prosecutors.

What can you do?

There are ways to avoid this kind of legal activity and this kind of harassment for these collectors before it gets out of hand and we can help anyone with this kind of problem and we can get results right away!

We work with both storefront and online loan companies and we are very good at what we do.

One thing we can not fix is charges of NSF checks that have already been taken out because they are a court-related issue, but we can still stop all other collections in their tracks and get you back on your feet in a very short period of time and at least get the loans taken care of.

How we can help

Payday loan companies just want to get the debt taken care of and they are more than willing to negotiate with us because they know we can get them some of their money back.

We know how they work and we can get around the tactics they use on their customers because we deal with them daily.

We have a working relationship with these companies, and we know how to stop all collection activity, and we can get the majority of your outstanding interest forgiven!

Now that has to sound better than being sued!

How do we do it

We will sign you up and get started right away on working with your loan company or companies if you have multiple loans.

Once we start the process we do all the correspondence with them, you will not have to talk to the loan companies again, ever!

We will get your interest stopped, renegotiate your loan balances and save you a considerable amount of money.

We will then set you up on an affordable bi-weekly or monthly repayment plan that will eliminate your payday loan debt in a matter of months!

You deal with us, we deal with them, all the collection activity is stopped and everyone sleeps well!

it really is that simple!


Faced with this kind of situation the only real solution is to get with a consolidation company like us and get the ball rolling as soon as possible.

Why deal with this debt and continue to pay them money when you’re paying less in most cases than the interest charges you are acumulating?

All you are doing is spinning your wheels and making them rich while destroying your own financial well being!

Give yourself a huge break and fill out our free quote or better yet give us a call toll-free at 1-877-280-5100 and find out how quickly we can get you back on your feet and out from under this type of debt!

Our service is 100 percent guaranteed and our negotiators are at the ready and waiting for you!

You deserve a break today, and we would be more than happy to give it to you!

We hope this article helps you in understanding that you do have a way to put this out of your life and get back to the important things!

Please give us a social share so others can also get the help they deserve!

[Do you need immediate help with your payday loan debt? Check out our payday loan repayment plan!]

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