Getting out of payday loan hell, how to consolidate debt with bad credit

By Shawn Martin

Loan Shark!
Loan Shark!

Many people who have raced out to cover their heating bills, holiday bills, or any other immediate emergencies that might have come up and found them short on cash are now scrambling to stay above water with multiple payday loans and the likes.

Here is your guide to getting out of payday loan hell, and how to consolidate debt with bad credit, all in one post!

When those stars come on the TV and tell you all you need to do is make $800.00 a month and you can get money deposited into your account in 24 hours they really are telling the truth, and it is so easy!

What they do not tell you right up front is just how much you will be paying for this money and how hard they work to collect it! Now here you sit with your bank account bouncing, your payments exceeding your paycheck, and bad credit keeping you from getting a conventional loan to top it all off!

See how we take care of this kind of debt by clicking here!


We can help!

Take a big breath and sit back and know we can help you.

Bad credit is not a problem when it comes to using our services. We can stop your interest from going nuts, and get the phone calls to stop also.

How does combining all your payday loan debt into one manageable bi- monthly or monthly payment sound?

We can do it, and we can do it for anyone who wants and needs the help.


Saved Interest!
Saved Interest!

Go ahead and fill out our form for a free no obligation quote or call us at 1-877-280-5100 and we will contact you on how we can help you restore some financial peace in your life!

Use some of that money you have been giving these loan companies in outrageous interest to set yourself up to win and dump these loans once and for all!

Your credit rating does not come into play when using our service, but it will be a reference for you once the debts are satisfied.

We treat each customers’ loans like they are our own. Many people have saved hundreds, and in many cases, thousands by consolidating their payday loans, and are now on their way to recovering their financial lives back from these companies!


Smiling again!
Smiling again!

So, instead of sitting around and dreading the constant worry of legal action, the constant nasty and embarrassing phone calls, and the worries of another paycheck used up by interest only on a losing battle with these companies, become one of the people who made the smart move of consolidating these loans and now is smiling every payday!

Check out our payday loan repayment plan for more information!

You will be much happier and be able to give your attention to the important things in life!

We only live once, let us do the worrying for you, so you can get on with your life!
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12 thoughts on “Getting out of payday loan hell, how to consolidate debt with bad credit”

  1. Hi Shawn seems the UK government has heard the complaints from customers on this problem and are working to produce guidelines that these companies have to stick too. Hopefully it will not that the wheels of motion too long to turn on that so more are not caught.

    1. I hope they are not influenced by the money like the laws here in the US are. Seems the companies write their own laws here.

  2. Thank you for sharing this. I know a few people who have been caught out with pay day loans and wish they never went near them. The more people know about these company’s/people the better, hopefully it will keep people away from them.

    1. Right on Morgan. As long as they are in business we will be here to help people who get caught in the payday loan trap!

    1. Great questions John.
      There are some very good and very bad companies. I would like to think we are one of the good ones. 🙂 Our fees run around $150.00 and up, depending on the loan amounts, to set up the whole agreement. This will stop or drastically reduce the interest, stop the collection process, negotiate a decent repayment option for the borrower and have us take over payments of the borrowers loans. The borrower must agree to not take out any more payday loans, and to not miss a renegotiated payment. That is pretty much it in a nutshell. We can set up 6, 12, and 18 month payback plans, either bi weekly or monthly payments.

  3. That is the biggest problem with this kind of “loan sharking” it is way to easy to get money….a phone call check your bank account and it has more money….almost sounds good….and they no it sounds to good for some……should be against the law….it use to be….

    1. Oh, it is in 15 states, but the companies go around the laws. Look for more on this in future articles, it is just a shame.

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