New Jersey State Payday Loan laws

By Shawn Martin


New Jersey State Flag
New Jersey State Flag

The New Jersey payday loan laws are a payday loan companies dream state.

The have no regulations in place to govern these companies and this can mean big trouble for the borrowers.

What this means to the payday borrower is not time frame on loan limits which can lead to rollover, which are also unlimited. All the fees (unlimited) and interest rates ( also unlimited) apply to each rollover.

Considering the average borrower rolls over a payday loan 4 to 5 times before retiring it, this can lead to financial heartache.

Interest rates will be set in New Jersey at whatever amount the lender and borrower agree upon and put into the contract. Another red flag with these companies in this state.

If you choose to use these services in New Hampshire we can not point out enough times to take out only one payday loan at a time, (they allow more) and pay the loan off in full the first time it comes due. Do not let yourself get caught in the payday loan trap!

We can help!


If you have found yourself already trapped by payday loan debt in New Hampshire or any other state there is help available.

Check out our Payday Loan Repayment Plan and give us a call at 1-877-280-5100 for a free quote and more information on how we can stop the interest, set you up on easy payments and get you back on financial track!

We hope this information on New Jersey loan laws and payday loans helps you make wise decisions on doing business with these legal loan sharks.

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