State of Utah payday loan laws

By Shawn Martin


Utah State Flag
Utah State Flag

The state of Utah payday loan laws are authorized by the state of Utah making payday loan companies able to do business legally in this state.

The laws are simple and to the point. Since there is really only one law, let me start with that.

Utah has limits on how much interest the payday loan company can charge on any judgments against defaulted borrowers.

How nice of them to watch out for us poor people. That is it as far as the laws go with these companies.

Lets take a look at what Utah allows and how it can trap you in the payday loan trap.

Utah allows no limits on the length, amount or roll overs of payday loans. Such a crazy practice that can lead to mega profits for the companies, and bankruptcy for the borrowers.

This state also has no limits on how much interest can be charged, or how much fees will cost. Pretty much an open season on the borrower. This leads to huge rates and APR’s and many times to multiple loans to cover loans, and default.

We can help!


If you are one of the unlucky ones, and there are many of them that have ended up in over their heads in payday loan debt in Utah and do not know what to do, you are in the right place.

Check out our Payday loan repayment plan and fill out our form for a free no obligation quote. Let us show you how we can help you fight back with these companies.

I hope this information helps to inform everyone that these companies should be left alone when it comes to borrowing money and if you have gotten into trouble where to find help. Fight back today by giving us a shot!

4 thoughts on “State of Utah payday loan laws”

  1. So those dang mormons let this kind of crud go on in their state as well? Would have thought differently, but seems as though there is no logic to why there is not more control in all these states. Great work. Oh and when I tweeted this I got your twitter handle…Gotcha, now, buddy.

Leave a Reply

Your email address will not be published. Required fields are marked *

*